This agreement governs your purchase of goods from us on lay-bye. Please read it carefully and ensure that you understand it before signing below. If you have any queries please do not hesitate to ask the salesperson assisting you.

‍1. Purchase of goods on lay-bye1.1 In order to purchase goods from us on lay-bye you will need to:
1.1 In order to purchase goods frm us on lay-bye you will need to:
1.2 enter your details into and sign the store’s lay-bye control register; and
1.3 furnish us with any other information that we may require in order to process your lay-bye transaction.
1.4 The total period for each lay-bye is 3 (Three) months reckoned from the date on which you sign this agreement (“lay-bye period”).

‍2. Payment of the purchase price
‍2.1 The balance remaining of the purchase price must be paid in instalments at the store at which you purchased the goods on lay-bye. You will need to provide us with proof of your identity in form of your ID or driver’s license when making each payment.
2.2 If you would like to know the balance owing on your lay-bye, please visit the store and request this. You will need to provide us with proof of your identity in form of your ID or driver’s license before we can provide you with the balance.
2.3 We will retain ownership of the goods, hold them at our risk and will only release them to you when the purchase price of the goods has been paid to us in full.
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‍3. Personal and confidential information
‍3.1 In this agreement, personal information means any and all information you give us or that we already hold about you, including your name, identity number, contact details and all information concerning the lay-bye transaction.
3.2 We may disclose your personal information to our employees and contractors; to any organisation which underwrites or supports any of our goods; to any person to whom we transfer any of our rights or obligations under this agreement and we may furthermore disclose, transfer, license or otherwise authorise the use of any of your personal information to the extent lawful.
3.3 You hereby consent to receive approaches and/or communications from us and from our marketing service providers (whether via phone, SMS e-mail or otherwise) for the purposes of marketing (including direct marketing) and the conduct of market research. Should you not wish to receive any approaches and/or communications please address an e-mail to us at apply@hub.co.za and advise us of same.
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‍4. General
‍4.1 In order to be valid and binding, any changes or amendments to this agreement must be made in writing and signed by both yourself and our duly authorised representative
4.2 If for any reason we do not immediately enforce or implement any of our rights in terms of this agreement, it does not mean that we have abandoned, given up or waived any of those rights.
4.3 We may monitor and record phone calls and other interactions with you.
4.4 We may cede, assign or transfer any of our rights or obligations under this agreement without your consent. You may not cede, assign or transfer any of your rights or obligations under this agreement without our written consent, which will not be unreasonably withheld.
4.5 Each paragraph, clause, term, and provision of this agreement is severable and if for any reason any part of this agreement is held to be invalid, contrary to, or in conflict with any applicable present or future law or regulation (including the Consumer Protection Act and the regulations thereto) or in terms of a final, binding judgment issued by any Court or arbitrator such paragraph, clause, term and/or provision shall, to that extent, be deemed not to form part of this agreement and the severing of such paragraph, clause, term and/or provision shall not impair the operation of, or have any other effect upon, such other portions of this agreement as may remain otherwise intelligible, which shall continue to be given full force and effect and bind us both.
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‍5. Competition Terms & Conditions
‍1) Prize cannot be exchanged for cash
2) Competition is not open to Decofurn staff and their immediate families.